Credit and Debit Cards
Credit and debit cards continue to be a preferred payment method, offering convenience for online shopping, in-store purchases or bill payments. Our prepaid gift cards can provide a financially secure way to communicate your love to grandchildren, distant relatives and family transitioning through life stages. Bankers Trust offers a variety of Visa® credit, debit and gift cards that are sure to meet your financial needs.
All loans subject to approval.
All Credit and Debit Cards Feature
- Internet Banking
- Mobile Banking
- Mobile Payments
- Card Controls
- 95,000 Surcharge-Free ATMs**
- Contactless Card Technology
- Text Alerts
- Chip-Based Technology
** Surcharge-free means that the ATM operator or network will not impose a fee. If you use ATMs not owned or operated by Bankers Trust, your transaction may be subject to a transaction fee.
Visa® Gold Credit Card
The Bankers Trust Visa® Gold credit card enables you to earn rewards when you use your card frequently. This card also features:
- No annual fee
- 0.00% introductory APR for 6 months on purchases and balance transfers, then 16.50% APR (variable)*
- Read our VISA® Gold Card Agreement
*The 0% Introductory Annual Percentage Rate (APR) applies to purchases and balance transfers and is valid for the first 6 billing cycles. The Introductory Rate does not apply to cash advances. After the introductory period, the annual percentage rate may vary. $0 introductory balance transfer fee for the first six months. After that, a fee of $10 or 2% of each transfer, whichever is greater. Cash Advance and Overdraft Advance Fee per transaction: 2% or $10 minimum. Foreign Transaction Fee per transaction: 1%. Minimum Interest Charge: $0.50. No Annual Membership Fee. Floor Rate: 2% APR. Ceiling Rate: 21% APR. For more detail, please see Credit Card Agreement for Bankers Trust Visa® Gold Accounts link below.
Check Advantage Debit Card
Debit cards provide a safe, instant and convenient way to access your money. Our Check Advantage debit card can be linked to your checking or savings account and features:
- Instant issue* from any Bankers Trust location – cards can be ready in minutes
- Access to 95,000 surcharge-free ATMs**
- Choose your design from our expansive catalog
- Add your Bankers Trust debit card to your preferred mobile payments wallet to make secure and contactless payments.
* Bankers Trust may refuse any request for an instantly issued Check Advantage Debit Card.
** Surcharge-free means that the ATM operator or network will not impose a fee. If you use ATMs not owned or operated by Bankers Trust, your transaction may be subject to a transaction fee.
Gift Cards
Bankers Trust gift cards are a great way to celebrate a special occasion or provide recognition for weddings, graduations and more. We can load the card with any amount you specify between $25 and $750.
- Can be used nearly anywhere Visa cards are accepted
- Choose your own design from our extensive catalog
- Personalize your gift card with a custom embossed message
- Available on-the-spot at any Bankers Trust location
There is a $3.50 issuance fee per card. Must be a Bankers Trust customer to purchase.
Mobile Payments
What are Mobile Payments
Mobile payments allow you to make in-store contactless payments, or in-app and online payments quickly and securely. In addition to making contactless payments through your mobile wallet, physical debit and credit cards can be used for contactless “tap and go” purchases, giving you two options for secure and convenient spending.
Mobile Wallets
Whether you are shopping in-store or at home, your Bankers Trust Visa® debit and credit cards can be used with Apple Pay, Samsung Pay, Google Pay and Garmin Pay to make your purchase.
Mobile wallet payment options are supported at millions of merchants across the U.S. and around the globe.
Enhanced Security
Mobile wallets allow you to store payment information from your Bankers Trust Visa® debit and credit cards to your mobile device. Mobile wallets offer added security by replacing your card information with a digital identifier, so your actual card information is not transmitted or shared with the merchant. When you authorize a payment using a mobile wallet, you will be authenticated by fingerprint, face/iris scan or PIN. Your payment and shipping information is also stored for added convenience to checkout quickly and easily when shopping online.
Bankers Trust Cards Compatible with Mobile Wallets
Mobile Wallet is available with the following Bankers Trust cards:
- Debit cards: Check Advantage, Business Advantage and HSA Advantage.
- Credit cards: Visa® Gold Card, Classic Card, Business Card
- Prepaid cards: MyPay Card
